Debt Recovery

These costs apply where your claim is in relation to an unpaid invoice which is not disputed and enforcement action is not needed. If the other party disputes your claim at any point, we will discuss any further work required and provide you with revised advice about costs if necessary, which could be on a fixed fee, or an hourly rate if more extensive work is required.

Debt Value – Up to £5000
Court Fee (based on Paper form fee) – £35.00 – £205.00
Our Fee – £750
VAT 20% – £150
Total – Min £935.00 – Max £1,050.00

Debt Value – £5,001 – £10,000
Court Fee – £455.00
Our Fee – £750
VAT 20% – £150
Total – £1355

Debt Value – £10,001 – £50,000
Court Fee – 5% of the value of the claim
Our Fee (Including VAT) – £1000
Total – Min £1,500.50 – Max £3,500.00

Debt Value Court Fee (based on Paper form fee) Our Fee (Including VAT) VAT 20% Total
Up to £5000 £35.00 – £205.00 £750.00 £150.00 Min £935.00

Max £1,050.00

£5,001 – £10,000 £455.00 £750.00 £150.00 £1,355.00
£10,001 – £50,000 5% of the value of the claim £1000 Min £1,500.50

Max £3,500.00

Civil Court Issue Fees

Claim amount – Up to £300
Paper form fee – £35
Online claim fee – £25

Claim amount – £300.01 – £500
Paper form fee – £50
Online claim fee – £35

Claim amount – £500.01 – £1,000
Paper form fee – £70
Online claim fee – £60

Claim amount – £1,000.01 – £1,500
Paper form fee – £80
Online claim fee – £70

Claim amount – £1,500.01 – £3,000
Paper form fee – £115
Online claim fee – £105

Claim amount – £3,000.01 – £5,000
Paper form fee – £205
Online claim fee – £195

Claim amount – £5,000.01 – £10,000
Paper form fee – £455
Online claim fee – £410

Claim amount – £10,000.01 – £100,000
Paper form fee – 5 % of the value of the claim
Online claim fee – 4.5% of the value of the claim

Claim amount – £100,000.01 – £200,000
Paper form fee – 5 % of the value of the claim
Online claim fee – You cannot make a claim online

Claim amount – More than £200,000
Paper form fee – £10,000
Online claim fee – You cannot make a claim online

Claim amount Paper form fee Online claim fee
Up to £300 £35 £25
£300.01 – £500 £50 £35
£500.01 – £1,000 £70 £60
£1,000.01 – £1,500 £80 £70
£1,500.01 – £3,000 £115 £105
£3,000.01 – £5,000 £205 £195
£5,000.01 – £10,000 £455 £410
£10,000.01 – £100,000 5 % of the value of the claim 4.5% of the value of the claim
£100,000.01 – £200,000 5 % of the value of the claim  You cannot make a claim online
More than £200,000 £10,000 You cannot make a claim online

Anyone wishing to proceed with a claim should note that:

  • The VAT element of our fee cannot be reclaimed from your debtor
  • Proceedings to recover debts up to £10,000 would be conducted within the Small Claims Track, resulting in only fixed fees being recoverable from your debtor, not our actual fees
  • Interest and compensation may take the debt into a higher banding, with higher costs
  • The costs quoted above are not for matters where enforcement action, such as the bailiff, is needed to collect your debt

Key Stages:

  • Taking your instructions and reviewing documentation.
  • Undertaking appropriate searches
  • Sending a letter before action
  • Receiving payment and sending onto you, or if the debt is not paid, drafting and issuing a claim
  • Where no Acknowledgement of Service or Defence is received, applying to the court to enter Judgement in Default.
  • When Judgement in default is received, writing to the other side to request payment.
  • If payment is not received within 30 days, providing you with advice on next steps and likely costs.

Matters usually take 4-6 weeks from receipt of instructions to receipt of payment from the other side, depending on whether it is necessary to issue a claim. This is on the basis that the other side pays promptly on receipt of judgement in default. If enforcement action is needed, the matter will take longer to resolve.

Our Team

Our Debt Recovery department consists of one qualified solicitor (with over twenty years’ experience), a trainee solicitor and a team of highly trained assistants. The Team is supervised by, Chris Gates, who qualified in 1998.

For further information, please call us on 01524 402050 / 01539 565990 or alternatively complete the Enquiry form below.

Enquiry Form

It is re-assuring to know that things are performing as well as can be expected in the financial markets and I am grateful for your care and attention.

Wright & Lord satisfied customer

We appreciate your help and guidance which we valued highly when you acted for us previously.

Wright & Lord satisfied customer

Thank you for your profecssional help and advice.  It is encouraging to think that you would be willing to act for us again as an Independent Financial Adviser.

Wright & Lord satisfied customer

We were worried that we would not be able to find a mortgage lender to grant us a loan.  Thanks so much for your endevours, we are now looking for our new house.

Wright & Lord satisfied customer

We are so pleased with your help and advice that we have recommended you to our friends.  We told them you would explain the whole process involved as well as getting them a mortgage.

Wright & Lord satisfied customer

Thanks for seeing us last Wednesday evening.  It is difficult to find time to sort out a mortgage when you both work!  You explained everything so well that even I understood.

Wright & Lord satisfied customer